Retirement Benefit Counsellors
Retirement Benefit Counsellors is a division of SWI Financial Planners (Pty) Ltd, an authorised financial services provider – FSP 44963
In the interest of all employers and employees engaged in employee benefits and retirement fund savings, we have created the Retirement Benefit Counsellors division to satisfy the ever-changing regulatory environment within the retirement fund industry.
Employers are well advised to heed the call for independent advice in employee fund selection, which will become a standard in the regulatory environment for retirement funds.
Retirement Benefit Counsellors are ready and available to prepare employers for the inevitable changes and to ensure they remain compliant, whilst employees will receive counselling on fund selection in line with their needs.
SWI Group is a multi-faceted company focused on the Employee Benefits environment and specialising in Retirement fund products and markets.
We also offer a range of complimentary product to our markets, including;
– Risk Cover : Life, Disability, Critical Illness and Funeral Covers
– Wealth : Unit Trust, Mid and Long term investments, Tax-Free Investments
– Retirement : Retirement advisory, Retirement Annuities, Unit trust
– Employee Benefits : Advisory and Member Education, Benchmarking, Implementation
Employers and employees should be aware that the retirement funds industry have undergone significant changes over the past few years and there are more regulatory improvements to be expected in the industry.
3 Reasons why you need an accredited and independent advisor for your company retirement fund selection
An accredited advisor is skilled in understanding your requirements as an individual investor in the fund. The role of a counsellor is to use your current financial scenario and position an outcome for you that matches your level of risk and expected needs at retirement.
Your counsellor must process your holistic financial information to aid you in your investment decision, this requires skill and expertise and the right tools to ensure your future outcome stays on track with your expectations.
Independent advice ensures every employee, that their personal circumstances are carefully considered along with their own risk profile before a decision is made to provide advice.